Category: Andrew Mirams

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Andrew Mirams, Finance, Kevin Turner, Kevin's Update, Latest Stories, Property Investment, Sponsored Channels

Knowing when your finance is OK – Andrew Mirams

Many property buyers think that “finance pre-approval” is the same as “approved finance”, leading some to come unstuck.   We sort out the differences with Andrew Mirams. Transcript : Kevin:  It’s such a confusing issue for buyers sometimes to understand exactly where they are with their finance approval or their finance request when they’re going to buy a home. Andrew Mirams from Intuitive Finance joins me … Continue reading Knowing when your finance is OK – Andrew Mirams

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Andrew Mirams, Finance, Kevin Turner, Kevin's Update, Latest Stories, Property Investment, Research, Sponsored Channels

Interest Only – The good, bad and ugly – Andrew Mirams

Borrowers are constantly asking the questions about interest-only loans.  Maybe they should be splitting their loans up and paying principal and interest as well as interest only.   We focus on the good, the bad, and the ugly with interest-only borrowing as we talk to Andrew Mirams. Transcript:  Kevin:  Borrowers are constantly asking the questions about “Is it a time to be doing interest-only? Maybe I … Continue reading Interest Only – The good, bad and ugly – Andrew Mirams

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Andrew Mirams

How to increase the value of your property – Interior decoration – Natalie Sharkey

Natalie Sharkey took over the family Newham Interiors business in 1987, the third generation in her family to fill the role. She completed her Interior Design qualifications at RMIT and with her broad skillset and creative flair has been adding a personal touch to the business ever since. Here are Natalie’s tips on making your home look good to a valuer. 1. Refresh with paint … Continue reading How to increase the value of your property – Interior decoration – Natalie Sharkey

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Andrew Mirams

How to increase the value of your property – Landscaping – Matt Walsham

Matt Walsham is the Director of Matt Walsham Landscape and Design. He and his team combine an extensive knowledge of spatial design and botany with unrivalled creativity and an eye for detail. They work with clients to extend a building’s architecture outdoors, creating spaces that are both beautiful and functional. You may find Matt’s landscaping and construction tips particularly useful for your property valuation. 1. … Continue reading How to increase the value of your property – Landscaping – Matt Walsham

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Andrew Mirams, Finance, Property Development

How to increase the value of your property – First impressions – Andrew Mirams

Andrew Mirams is the Managing Director of Intuitive Finance and is a highly-qualified mortgage advisor holding dual diplomas in Financial Planning (Financial Services) and Banking and Finance (Mortgage Broking). Andrew now has over 29 years of professional experience in finance and mortgage broking, winning many awards and being recognised as 1 of the top 10 brokers in Australia. Here are his take-away tips. 1. Be … Continue reading How to increase the value of your property – First impressions – Andrew Mirams

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Andrew Mirams, Buying a property, Finance, Property Investment, Property Investment

Should you use a line of credit?

ines of credit on home loans have been around for a while now and are not a new product in the mortgage marketplace. However, the problem is that it can be tempting for borrowers to use them as a cash machine that they never have to repay. So what is a line of credit and what is it not? A line of credit (LOC) acts … Continue reading Should you use a line of credit?

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Andrew Mirams, Buying a property, Finance, Property Investment, Property Investment

The ultimate guide to home loan interest rate discounts

No one likes to pay more interest on their mortgage than they have to. In fact, if you manage to reduce your home loan in a small way via a discounted interest rate, it can have big positive financial consequences in the years ahead. When homebuyers and investors start out on their property journeys, they can sometimes feel a little at sea when it comes … Continue reading The ultimate guide to home loan interest rate discounts

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Andrew Mirams, Buying a property, Property Investment, Property Investment

Investing in Queensland – Urban vs Regional

The property cycle means that demand for properties in each state and territory can rise and fall depending on how the market in those locations are faring. It’s well understood that Sydney is at the top of its market cycle and Melbourne is perhaps not far behind. The third most populous capital city is Brisbane where the property market has been relatively subdued for a … Continue reading Investing in Queensland – Urban vs Regional

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Andrew Mirams, Finance, Kevin Turner, Kevin's Update, Latest Stories, Property Investment, Research, Sponsored Channels, Trends, Videos

ASIC takes Westpac to court

ASIC has commenced civil penalty proceedings in the Federal Court against Westpac for a number of contraventions of the responsible lending provisions. This could just be the tip of the iceberg because, as Andrew Mirams points out, the regulator says it has reviewed the responsible lending practices of 11 lenders. So what is ahead and what has Westpac allegedly done? Watch this 9 minute video … Continue reading ASIC takes Westpac to court

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Andrew Mirams, Kevin Turner, Kevin's Update, Research, Trends

Commonwealth Bank tightens the screws on property investors!

The Commonwealth Bank has announced that from Monday 13th February 2017 they will be suspending the acceptance of new refinance applications for Investment Home Loans, until further notice. Applications which include both Investor and Owner Occupier loans are not impacted. Standalone Investor refinance applications submitted prior to the 13th of February will be processed, subject to our normal lending criteria. So what does this mean for … Continue reading Commonwealth Bank tightens the screws on property investors!

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