{"id":6685,"date":"2015-12-11T11:42:46","date_gmt":"2015-12-11T00:42:46","guid":{"rendered":"http:\/\/realestatetalk.com.au\/?p=6685"},"modified":"2015-12-11T11:42:46","modified_gmt":"2015-12-11T00:42:46","slug":"investor-lending-hits-the-brakes-what-does-that-mean-graeme-salt","status":"publish","type":"post","link":"https:\/\/channels.realty.com.au\/realtytalk\/investor-lending-hits-the-brakes-what-does-that-mean-graeme-salt\/","title":{"rendered":"Investor Lending Hits the Brakes \u2013 What does that mean? – Graeme Salt\u00a0"},"content":{"rendered":"

 
\nFigures from the Australian Bureau of Statistics (ABS) show that investor lending fell in the fastest monthly rate in eight years, as banks\u2019 tougher lending policies kicked in.\u00a0But what does that mean for the average C&N client?<\/strong><\/p>\n

by Graeme Salt\u00a0\u00a0–\u00a0National Client Finance Manager – Chan & Naylor Australia Finance<\/h5>\n

 
\nAccording to the ABS, investor finance fell 8.5 per cent. In the ultra-hot Sydney market, things are also cooling. Figures for NSW show that investors now comprise 54.9 per cent of loans, whereas in May is was 62.5 per cent.
\nAlthough investor lending may be dropping away, this does not mean that prices are dropping. In the aggregate, most analysts are expecting property values to go sideways over the next few years, and of course well-located properties may still turn a profit. With investor loan rates now higher, what is vital for C&N clients is to ensure that their investment properties are not duds.
\nThe most obvious thing to do is to do your research, but you may want to employ a property buyer such as Metropole to do the research for you.
\nIn a rising tide all boats rise. But even when things are flat, a professional investment strategy can still generate good returns.
\n 
\nGeneral Advice Disclaimer:<\/b>
\nThis article contains general information. Before you make any financial or investment decision you should seek professional advice to take into account your individual objectives, financial situation and individual needs.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

  Figures from the Australian Bureau of Statistics (ABS) show that investor lending fell in the fastest monthly rate in eight years, as banks\u2019 tougher lending policies kicked in.\u00a0But what does that mean for the average C&N client? by Graeme Salt\u00a0\u00a0–\u00a0National Client Finance Manager –…<\/p>\n","protected":false},"author":176692471,"featured_media":5275,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[10,11,13,36,17,25],"tags":[],"class_list":["post-6685","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-kevin-turner-sponsored-channels","category-kevin-update","category-latest-story","category-property-investment-topic","category-property-investment","category-sponsored-channels"],"yoast_head":"\nInvestor Lending Hits the Brakes \u2013 What does that mean? - Graeme Salt\u00a0 - Realty Talk<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/channels.realty.com.au\/realtytalk\/investor-lending-hits-the-brakes-what-does-that-mean-graeme-salt\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Investor Lending Hits the Brakes \u2013 What does that mean? 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