{"id":35016,"date":"2023-02-23T10:00:06","date_gmt":"2023-02-22T23:00:06","guid":{"rendered":"https:\/\/channels.realty.com.au\/realtytalk\/?p=35016"},"modified":"2023-02-23T20:09:51","modified_gmt":"2023-02-23T09:09:51","slug":"mortgage-trap","status":"publish","type":"post","link":"https:\/\/channels.realty.com.au\/realtytalk\/mortgage-trap\/","title":{"rendered":"Mortgage trap"},"content":{"rendered":"<p><span style=\"font-weight: 400\">Are you a mortgage prisoner and missed the boat when it comes to lending? As interest rates rise your borrowing capacity drops so if you haven\u2019t refinanced or bought your property already, chances are that you can\u2019t even if you want to. Ryan Gair from Rate Money joins us to discuss this largely unforeseen challenge along with other trends in investor lending.\u00a0<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Are you a mortgage prisoner and missed the boat when it comes to lending? As interest rates rise your borrowing capacity drops so if you haven\u2019t refinanced or bought your property already, chances are that you can\u2019t even if you want to. Ryan Gair from&#8230;<\/p>\n","protected":false},"author":176692473,"featured_media":35018,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"video","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[32,34,10,11,13,36,142,22,24,25,27,29],"tags":[],"class_list":["post-35016","post","type-post","status-publish","format-video","has-post-thumbnail","hentry","category-buying-a-property-topic","category-finance-topic","category-kevin-turner-sponsored-channels","category-kevin-update","category-latest-story","category-property-investment-topic","category-real-estate-talk","category-research-topic","category-shows","category-sponsored-channels","category-trends-topic","category-video","post_format-post-format-video"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Mortgage trap - Realty Talk<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/channels.realty.com.au\/realtytalk\/mortgage-trap\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Mortgage trap - Realty Talk\" \/>\n<meta property=\"og:description\" content=\"Are you a mortgage prisoner and missed the boat when it comes to lending? As interest rates rise your borrowing capacity drops so if you haven\u2019t refinanced or bought your property already, chances are that you can\u2019t even if you want to. 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