{"id":19750,"date":"2017-12-21T01:00:48","date_gmt":"2017-12-20T14:00:48","guid":{"rendered":"https:\/\/realestatetalk.com.au\/?p=19750"},"modified":"2017-12-21T01:00:48","modified_gmt":"2017-12-20T14:00:48","slug":"our-guide-to-lowering-the-deposit-on-your-first-home-andrew-mirams","status":"publish","type":"post","link":"https:\/\/channels.realty.com.au\/realtytalk\/our-guide-to-lowering-the-deposit-on-your-first-home-andrew-mirams\/","title":{"rendered":"Our guide to lowering the deposit on your first home – Andrew Mirams"},"content":{"rendered":"

One of the most common questions first home buyers ask is, \u201cCan you\u00a0buy a house with no deposit<\/a>?\u201d
\nThe thing is the answer to that question is not simple because the answer is \u201cyes\u201d but kind of \u201cno\u201d as well.
\nThat\u2019s because the lending landscape has changed over the past five years and at this moment in time, lenders are being more conservative.
\nBut that doesn\u2019t mean that low deposit loans for first home buyers have disappeared altogether.
\nIt just means that you need to get your financial ducks in a row before you approach a lender for finance.<\/p>\n","protected":false},"excerpt":{"rendered":"

One of the most common questions first home buyers ask is, \u201cCan you\u00a0buy a house with no deposit?\u201d The thing is the answer to that question is not simple because the answer is \u201cyes\u201d but kind of \u201cno\u201d as well. That\u2019s because the lending landscape…<\/p>\n","protected":false},"author":176692471,"featured_media":19751,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[2,13],"tags":[70],"class_list":["post-19750","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-andrew-mirams","category-latest-story","tag-featured"],"yoast_head":"\nOur guide to lowering the deposit on your first home - Andrew Mirams - Realty Talk<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/channels.realty.com.au\/realtytalk\/our-guide-to-lowering-the-deposit-on-your-first-home-andrew-mirams\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Our guide to lowering the deposit on your first home - Andrew Mirams - Realty Talk\" \/>\n<meta property=\"og:description\" content=\"One of the most common questions first home buyers ask is, \u201cCan you\u00a0buy a house with no deposit?\u201d The thing is the answer to that question is not simple because the answer is \u201cyes\u201d but kind of \u201cno\u201d as well. That\u2019s because the lending landscape...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/channels.realty.com.au\/realtytalk\/our-guide-to-lowering-the-deposit-on-your-first-home-andrew-mirams\/\" \/>\n<meta property=\"og:site_name\" content=\"Realty Talk\" \/>\n<meta property=\"article:published_time\" content=\"2017-12-20T14:00:48+00:00\" \/>\n<meta name=\"author\" content=\"rolanrush\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"rolanrush\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/channels.realty.com.au\\\/realtytalk\\\/our-guide-to-lowering-the-deposit-on-your-first-home-andrew-mirams\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/channels.realty.com.au\\\/realtytalk\\\/our-guide-to-lowering-the-deposit-on-your-first-home-andrew-mirams\\\/\"},\"author\":{\"name\":\"rolanrush\",\"@id\":\"https:\\\/\\\/channels.realty.com.au\\\/realtytalk\\\/#\\\/schema\\\/person\\\/384a57ac9e52cb9bf19896cb15eaa52d\"},\"headline\":\"Our guide to lowering the deposit on your first home – Andrew Mirams\",\"datePublished\":\"2017-12-20T14:00:48+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/channels.realty.com.au\\\/realtytalk\\\/our-guide-to-lowering-the-deposit-on-your-first-home-andrew-mirams\\\/\"},\"wordCount\":115,\"commentCount\":0,\"image\":{\"@id\":\"https:\\\/\\\/channels.realty.com.au\\\/realtytalk\\\/our-guide-to-lowering-the-deposit-on-your-first-home-andrew-mirams\\\/#primaryimage\"},\"thumbnailUrl\":\"\",\"keywords\":[\"Featured\"],\"articleSection\":[\"Andrew Mirams\",\"Latest Stories\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/channels.realty.com.au\\\/realtytalk\\\/our-guide-to-lowering-the-deposit-on-your-first-home-andrew-mirams\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/channels.realty.com.au\\\/realtytalk\\\/our-guide-to-lowering-the-deposit-on-your-first-home-andrew-mirams\\\/\",\"url\":\"https:\\\/\\\/channels.realty.com.au\\\/realtytalk\\\/our-guide-to-lowering-the-deposit-on-your-first-home-andrew-mirams\\\/\",\"name\":\"Our guide to lowering the deposit on your first home - Andrew Mirams - Realty Talk\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/channels.realty.com.au\\\/realtytalk\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/channels.realty.com.au\\\/realtytalk\\\/our-guide-to-lowering-the-deposit-on-your-first-home-andrew-mirams\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/channels.realty.com.au\\\/realtytalk\\\/our-guide-to-lowering-the-deposit-on-your-first-home-andrew-mirams\\\/#primaryimage\"},\"thumbnailUrl\":\"\",\"datePublished\":\"2017-12-20T14:00:48+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/channels.realty.com.au\\\/realtytalk\\\/#\\\/schema\\\/person\\\/384a57ac9e52cb9bf19896cb15eaa52d\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/channels.realty.com.au\\\/realtytalk\\\/our-guide-to-lowering-the-deposit-on-your-first-home-andrew-mirams\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/channels.realty.com.au\\\/realtytalk\\\/our-guide-to-lowering-the-deposit-on-your-first-home-andrew-mirams\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/channels.realty.com.au\\\/realtytalk\\\/our-guide-to-lowering-the-deposit-on-your-first-home-andrew-mirams\\\/#primaryimage\",\"url\":\"\",\"contentUrl\":\"\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/channels.realty.com.au\\\/realtytalk\\\/our-guide-to-lowering-the-deposit-on-your-first-home-andrew-mirams\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/channels.realty.com.au\\\/realtytalk\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Our guide to lowering the deposit on your first home – Andrew Mirams\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/channels.realty.com.au\\\/realtytalk\\\/#website\",\"url\":\"https:\\\/\\\/channels.realty.com.au\\\/realtytalk\\\/\",\"name\":\"Realty Talk\",\"description\":\"Your Trusted Voice For Property Investing. Anywhere, Anytime.\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/channels.realty.com.au\\\/realtytalk\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/channels.realty.com.au\\\/realtytalk\\\/#\\\/schema\\\/person\\\/384a57ac9e52cb9bf19896cb15eaa52d\",\"name\":\"rolanrush\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/86544778804295a7fa45cbde097dc3a58a45ba6ed28859f17059ca74c38723d2?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/86544778804295a7fa45cbde097dc3a58a45ba6ed28859f17059ca74c38723d2?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/86544778804295a7fa45cbde097dc3a58a45ba6ed28859f17059ca74c38723d2?s=96&d=mm&r=g\",\"caption\":\"rolanrush\"},\"url\":\"https:\\\/\\\/channels.realty.com.au\\\/realtytalk\\\/author\\\/rolanrush\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Our guide to lowering the deposit on your first home - Andrew Mirams - Realty Talk","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/channels.realty.com.au\/realtytalk\/our-guide-to-lowering-the-deposit-on-your-first-home-andrew-mirams\/","og_locale":"en_US","og_type":"article","og_title":"Our guide to lowering the deposit on your first home - Andrew Mirams - Realty Talk","og_description":"One of the most common questions first home buyers ask is, \u201cCan you\u00a0buy a house with no deposit?\u201d The thing is the answer to that question is not simple because the answer is \u201cyes\u201d but kind of \u201cno\u201d as well. That\u2019s because the lending landscape...","og_url":"https:\/\/channels.realty.com.au\/realtytalk\/our-guide-to-lowering-the-deposit-on-your-first-home-andrew-mirams\/","og_site_name":"Realty Talk","article_published_time":"2017-12-20T14:00:48+00:00","author":"rolanrush","twitter_card":"summary_large_image","twitter_misc":{"Written by":"rolanrush","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/channels.realty.com.au\/realtytalk\/our-guide-to-lowering-the-deposit-on-your-first-home-andrew-mirams\/#article","isPartOf":{"@id":"https:\/\/channels.realty.com.au\/realtytalk\/our-guide-to-lowering-the-deposit-on-your-first-home-andrew-mirams\/"},"author":{"name":"rolanrush","@id":"https:\/\/channels.realty.com.au\/realtytalk\/#\/schema\/person\/384a57ac9e52cb9bf19896cb15eaa52d"},"headline":"Our guide to lowering the deposit on your first home – Andrew Mirams","datePublished":"2017-12-20T14:00:48+00:00","mainEntityOfPage":{"@id":"https:\/\/channels.realty.com.au\/realtytalk\/our-guide-to-lowering-the-deposit-on-your-first-home-andrew-mirams\/"},"wordCount":115,"commentCount":0,"image":{"@id":"https:\/\/channels.realty.com.au\/realtytalk\/our-guide-to-lowering-the-deposit-on-your-first-home-andrew-mirams\/#primaryimage"},"thumbnailUrl":"","keywords":["Featured"],"articleSection":["Andrew Mirams","Latest Stories"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/channels.realty.com.au\/realtytalk\/our-guide-to-lowering-the-deposit-on-your-first-home-andrew-mirams\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/channels.realty.com.au\/realtytalk\/our-guide-to-lowering-the-deposit-on-your-first-home-andrew-mirams\/","url":"https:\/\/channels.realty.com.au\/realtytalk\/our-guide-to-lowering-the-deposit-on-your-first-home-andrew-mirams\/","name":"Our guide to lowering the deposit on your first home - Andrew Mirams - Realty Talk","isPartOf":{"@id":"https:\/\/channels.realty.com.au\/realtytalk\/#website"},"primaryImageOfPage":{"@id":"https:\/\/channels.realty.com.au\/realtytalk\/our-guide-to-lowering-the-deposit-on-your-first-home-andrew-mirams\/#primaryimage"},"image":{"@id":"https:\/\/channels.realty.com.au\/realtytalk\/our-guide-to-lowering-the-deposit-on-your-first-home-andrew-mirams\/#primaryimage"},"thumbnailUrl":"","datePublished":"2017-12-20T14:00:48+00:00","author":{"@id":"https:\/\/channels.realty.com.au\/realtytalk\/#\/schema\/person\/384a57ac9e52cb9bf19896cb15eaa52d"},"breadcrumb":{"@id":"https:\/\/channels.realty.com.au\/realtytalk\/our-guide-to-lowering-the-deposit-on-your-first-home-andrew-mirams\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/channels.realty.com.au\/realtytalk\/our-guide-to-lowering-the-deposit-on-your-first-home-andrew-mirams\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/channels.realty.com.au\/realtytalk\/our-guide-to-lowering-the-deposit-on-your-first-home-andrew-mirams\/#primaryimage","url":"","contentUrl":""},{"@type":"BreadcrumbList","@id":"https:\/\/channels.realty.com.au\/realtytalk\/our-guide-to-lowering-the-deposit-on-your-first-home-andrew-mirams\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/channels.realty.com.au\/realtytalk\/"},{"@type":"ListItem","position":2,"name":"Our guide to lowering the deposit on your first home – Andrew Mirams"}]},{"@type":"WebSite","@id":"https:\/\/channels.realty.com.au\/realtytalk\/#website","url":"https:\/\/channels.realty.com.au\/realtytalk\/","name":"Realty Talk","description":"Your Trusted Voice For Property Investing. Anywhere, Anytime.","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/channels.realty.com.au\/realtytalk\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/channels.realty.com.au\/realtytalk\/#\/schema\/person\/384a57ac9e52cb9bf19896cb15eaa52d","name":"rolanrush","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/86544778804295a7fa45cbde097dc3a58a45ba6ed28859f17059ca74c38723d2?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/86544778804295a7fa45cbde097dc3a58a45ba6ed28859f17059ca74c38723d2?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/86544778804295a7fa45cbde097dc3a58a45ba6ed28859f17059ca74c38723d2?s=96&d=mm&r=g","caption":"rolanrush"},"url":"https:\/\/channels.realty.com.au\/realtytalk\/author\/rolanrush\/"}]}},"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/channels.realty.com.au\/realtytalk\/wp-json\/wp\/v2\/posts\/19750","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/channels.realty.com.au\/realtytalk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/channels.realty.com.au\/realtytalk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/channels.realty.com.au\/realtytalk\/wp-json\/wp\/v2\/users\/176692471"}],"replies":[{"embeddable":true,"href":"https:\/\/channels.realty.com.au\/realtytalk\/wp-json\/wp\/v2\/comments?post=19750"}],"version-history":[{"count":0,"href":"https:\/\/channels.realty.com.au\/realtytalk\/wp-json\/wp\/v2\/posts\/19750\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/channels.realty.com.au\/realtytalk\/wp-json\/"}],"wp:attachment":[{"href":"https:\/\/channels.realty.com.au\/realtytalk\/wp-json\/wp\/v2\/media?parent=19750"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/channels.realty.com.au\/realtytalk\/wp-json\/wp\/v2\/categories?post=19750"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/channels.realty.com.au\/realtytalk\/wp-json\/wp\/v2\/tags?post=19750"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}