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When a business commences operation, it is important to concentrate on cash flow and establishing the business.   It's probably wise not to outlay unnecessary capital until the business is established. Over time, the choice may be out of the owner’s hands as growth, and the...

Australian renovations are on the rise. Many investors are seeking to improve capital values and increase rental income by renovating their properties, rather than purchasing new. This trend shows no signs of slowing. Brad Beer has some sound advice to help investors maximise their cash...

Australia and New Zealand have experienced significant natural disasters in recent years. When you’re at the whim of Mother Nature, having an appropriate level of home and contents insurance is an absolute necessity. Nevertheless, living in a hazard capital means insurance comes at an ever-increasing...